Calculate the costs of buying your home

Enter the property price and adjust the applicable items to obtain a quick estimate of the costs associated with the purchase.

Transaction details

The values can be adjusted to suit each purchase.

Property location Currently calculated for the Valencian Community.

Purchase price Agreed purchase price.

ITP Percentage applicable to the transaction.

Notary fees Estimated between 0.2% and 0.5%.

Administrative services Amount adjustable according to the service contracted.

Land Registry fees Estimated between 0.1% and 0.25%.

Bank costs Valuation, arrangement fee or other financing costs.

Include bank costs

LaHome services Enter an amount only when applicable.

ITP

ITP (Impuesto de Transmisiones Patrimoniales) is the Spanish property transfer tax paid when buying a resale home. The buyer is responsible for paying it, and the rate varies according to the autonomous community and their personal circumstances.

Notary fees

Notarial fees are set by the Spanish government and generally amount to between 0.2% and 0.5% of the property value.

Administrative services

The buyer is only required to pay administrative services fees when taking out a mortgage with a bank. When buying without a mortgage, they can handle the tax and registration formalities themselves or freely appoint an administrative services provider. The cost generally ranges from €200 to €500.

Land Registry fees

To register the property in your name, allow approximately 0.1% to 0.25% of the purchase price.

Bank costs

Mortgage financing costs depend on the bank chosen. These may include the property valuation or a loan arrangement fee, which can typically range from 0.5% to 1% of the amount financed, depending on the bank’s terms.

Financial assessment

A dedicated financial assessment calculator covering interest rates, loan term, amount financed and mortgage payments will be added once the banking data and terms have been defined.

This tool provides an indicative estimate only. Final amounts may vary according to the transaction, the buyer’s circumstances, documentation, financing and the professionals or organisations involved.

Would you like a personalised assessment?

Contact laHome Real Estate and we will review your transaction individually to provide an estimate tailored to your property, financing and personal circumstances.

Contact laHome